Earlier this year, the trustees for the combined Social Security and Medicare funds reported that the well is running dry. If nothing changes to fix the problem, Social Security will need to start cutting benefits by 21% in 16 years. Along with Medicare, Social Security might be the nation’s most important social program. According to …
When seeking business loans and capital, your personal credit score will often come into the equation. The higher your scores and the stronger your personal credit, the greater the chances are of securing the business loan you need. You never know when you might need access to a business loan or a line of credit, …
To successfully manage and maintain a small business, just like with a home and family, you have to be disciplined and attentive in managing your cash flow. Even while making healthy investments and spending for long-term planning, it’s essential that your cash flows stay positive and that you always have enough liquidity to handle any …
A company needs to protect its own interests and make the decision to have an executive background check run before hiring a new executive. A hiring manager would like to believe that what they are hearing and reading is completely truthful, but there is always the possibility that it is not. A job candidate should …
Logistics and supply chain management aren’t the most glamorous business activities around, but they are central to the customer experience that people take for granted every day. That is especially true of American consumers, who typically expect convenient service without compromising overall quality or a reasonable price. Achieving and preserving that balance is no easy …
According to Turnbull and Scott, studies indicate that approximately 85 percent of people prefer to shop in a brick and mortar shop compared to online. This is surprising news, considering the increased popularity of mobile and online shopping. However, retail shops have their work cut out for them. A key factor in obtaining and maintaining …
Social Security Disability Insurance is an important financial safety net for people who are unable to work due to physical or mental disability. Contrary to popular belief, many of those who are receiving these benefits do want to work. However, despite a nationwide downtrend in unemployment, finding jobs for those who are disabled is not …
You can make a lot of money in drop shipping if you know what to and how to do. Many drop shippers who start out without understanding the market find themselves falling out with a short period. The main reason is they enter the business without understanding the ins and outs necessary to create a …
It can be very exciting yet overwhelming when it comes to choosing a business rewards credit card for your company. It is obvious that you will have to make a few important decisions before you actually sign on the dotted line. For example, whether you want a business charge card or a business credit card …
One thing that Andrew Lanoie, Co-Founder of Four Peaks Capital Partners, understands is the investing habits of high net worth individuals (HNWI). Their mindset and approach are different from the masses, and they end up rising above the herd. Unfortunately, those same innovators will take a very conventional approach to investing. They will allocate heavily …