Vacations are a top pick for some much-needed rest and relaxation. Unfortunately, there are times when things simply don’t go as planned. All too many vacation goers find themselves in the unthinkable, a car accident in a location far from home.
While the situation is terrible enough as is, there are a number of factors that complicate matters even more. Rental cars, insurance, and injuries are at the top of the list of these complications. So, what should you do if you’re in a car accident while on vacation?
Take Care of Injuries First
Car accidents commonly lead to injuries, large or small. You need to focus on your wellbeing and those in the other vehicle before anything else can happen. That probably means a trip to the hospital or calling 911 when others are injured.
Like any car accident, make sure you get proper documentation for any injuries you’ve sustained. That includes detailed records of your care and treatment, as well as anything the doctor might have to say about your ability to work or drive.
On the Scene
Before your hospital trip but after calling 911, you’ll need to take care of the regular car accident details. Swap insurance information, take photos of any damage to the vehicles, and identify any witnesses who could come in handy later.
Never Admit Fault
The good mood you were in on your vacation, especially as you’re eliminating stress in a carefree environment, might have your guard down if an accident occurs. Like always, however, you should never admit fault or say you feel fine at the scene to help protect yourself legally.
If you didn’t pick up a rental car for vacation, then the insurance process is a whole lot simpler. Just contact your insurance company like normal to get the claim process started. If you did pick up a rental, then you’ll need to deal with the insurance you chose for that car.
Contact the rental office to move forward, informing them you’ve been in an accident and need to speak with the appropriate customer representative. You’ll start a claim like normal, but the company may handle things differently than you’re used to.
Out of Country Accidents
If your car insurance company offers coverage for driving abroad, then you’re in luck. If they don’t, you’ll be relying on rental insurance with the company you rented from. This breaks down similarly to any other situation, but involves a little more paperwork on the insurance company’s end.
No matter how an accident happened, it’s in your best interest to have legal aid on deck. With the help of professionals like Dan Rose Law, car accident attorneys can ensure a proper investigation and get you the compensation you deserve from the at-fault party as well as your insurance.
It isn’t uncommon for insurance companies to not pay drivers the full amount after an accident, which is why legal aid is critical to these types of incidents. There’s also the aspect of dealing with other state’s laws around driving, of which you may not be aware. When in doubt, always lawyer up to protect yourself.